Compare bad credit car loans without affecting your credit score
Bad credit car finance is a type of loan available to those who have a poor credit history and have been unable to borrow elsewhere. Car finance covers three different types of finance products, these are Hire purchase (HP), Personal contract purchase (PCP) and personal loans.
Being able to space out payments over a period of time is a great way to fund your next car if you want to avoid paying for a car in one lump sum. Just like any type of loan, interest rates will apply so make sure to compare providers to find the right deal for you.
How to get car finance if you have bad credit?
If you have a poor credit rating, or simply no credit at all, it can be difficult to get a car finance agreement approved. However, you do have some options. Some specialist lenders offer finance to people with bad credit.
You can compare a range of car finance deals and providers aimed at people with bad credit at Confused.com. We’ll show you your likelihood of acceptance and how much you can expect to pay, without affecting your credit score.
Get your credit report
Okay, so you may have a вЂњbadвЂќ credit score. But what does вЂњbadвЂќ actually look like? To get a decent view of your credit history, use a credit check service. This should tell you about any active credit, missed payments and people who are financially linked to you. (više…)