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A group agency called of a financial obligation I do not owe. So what can I Really Do?

A group agency called of a financial obligation I do not owe. So what can I Really Do?

Ended up being this information helpful?

If a group agency calls you of a financial obligation you owe, don’t give them money or personal information that you don’t think.

Your creditor or even the collection agency may are making a blunder. A creditor is a individual or company your debt money to.

Contact the collection agency and explain that:

  • you don’t owe the funds, or
  • the info they’ve is incorrect.

Then, the collection agency can contact your creditor to learn why they declare that you do owe the cash.

In the event that collection agency is attempting to gather a financial obligation you may also want to contact the creditor that you already paid. See Step 1.

Ensuring it’s a genuine collection agency

Be sure that the caller is from a proper collection agency just before provide them with any information that is personal.

A proper collection agency will currently have details them to collect the debt about you and the person or company who hired. See Step Two.

Disputing your debt

If these things don’t work, you can easily deliver an official letter by subscribed mail to your collection agency stating that you “dispute the debt” and that you would like a court to choose the situation. (više…)

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