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If a group agency calls you of a financial obligation you owe, donвЂ™t give them money or personal information that you donвЂ™t think.
Your creditor or even the collection agency may are making a blunder. A creditor is a individual or company your debt money to.
Contact the collection agency and explain that:
- you donвЂ™t owe the funds, or
- the info they’ve is incorrect.
Then, the collection agency can contact your creditor to learn why they declare that you do owe the cash.
In the event that collection agency is attempting to gather a financial obligation you may also want to contact the creditor that you already paid. See Step 1.
Ensuring itвЂ™s a genuine collection agency
Be sure that the caller is from a proper collection agency just before provide them with any information that is personal.
A proper collection agency will currently have details them to collect the debt about you and the person or company who hired. See Step Two.
Disputing your debt
If these things donвЂ™t work, you can easily deliver an official letter by subscribed mail to your collection agency stating that you вЂњdispute the debtвЂќ and that you would like a court to choose the situation. (više…)